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> Retirement Planning in New Smyrna Beach, FL Serving retirees and pre-retirees across New Smyrna Beach, including Edgewater, Port Orange, and Volusia County, Florida ClarityConfidence and the coastline life  new smyrna beach retirement solutions We'll help make sure retirement looks…
> URL: https://nsbretirement.com/
> Last modified: 2026-08-19T02:23:51+00:00

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			Retirement Planning in New Smyrna Beach, FL	

	Serving retirees and pre-retirees across New Smyrna Beach, including Edgewater, Port Orange, and Volusia County, Florida

				
	

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			Clarity
Confidence	

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			and the coastline life   	

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			new smyrna beach retirement solutions	

			
## We’ll help make sure retirement looks the way you pictured it.

			
				At New Smyrna Beach Retirement Solutions, we help you turn what you’ve saved into a steady, tax-efficient plan for the next chapter of life.

			[attend a workshop](https://nsbretirement.com/retirement-workshops-new-smyrna-beach-fl/)
			[schedule a visit](https://nsbretirement.com/schedule-a-visit/)

				
	

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			Most people enter retirement with more questions than  answers.	

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			We help you find clarity in the confusion.	

	Founded by Steven L. Rich, a trusted financial professional with over 15 years of experience, our firm specializes in helping retirees and soon-to-be retirees make confident financial decisions through personalized [planning](https://nsbretirement.com/retirement-planning-services-new-smyrna-beach-fl/) and education. Steven has guided hundreds of local families through his [AFEA workshops](https://nsbretirement.com/retirement-workshops-new-smyrna-beach-fl/), simplifying complex topics like Social Security, Medicare, and taxes in retirement using real-life examples – not financial jargon.

Because retirement shouldn’t feel like guesswork. It should feel like peace of mind.

	

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		When should I file for Social Security?
	

	

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		What’s the right time to start Medicare?
	

	

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		How do I turn my savings into income that lasts?
	

	

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		Am I paying more in taxes than I should?
	

				
	

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			It’s not what you have, it’s where  you have it.	

	Most people I meet have done a great job saving, but they’ve never been shown how taxes, income, and timing all work together once the paychecks stop. That’s what I love helping people understand. Once you can see how it fits together, retirement feels a lot less stressful – and a lot more possible.

				[](https://www.kiplinger.com/retirement/roth-conversion-bandwagon-should-you-jump-on)
	
	*Read Steven’s article on Kiplinger “Should You Jump on the Roth Conversion Bandwagon? A Financial Adviser Weighs In.” >> [Click here](https://www.kiplinger.com/retirement/roth-conversion-bandwagon-should-you-jump-on)*

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			Steven L. Rich	

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			founder / New Smyrna Beach Retirement Solutions	

			[Meet steven](https://nsbretirement.com/about/)

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			How We’re Different in New Smyrna Beach	

				
	

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			Independent  & local	

	You meet with Steven – start to finish. No hand-offs, no layers. There are plenty of national offices nearby; we’re built for face-to-face guidance right here in town.

				
	

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			Planning  before products	

	We start with your income, taxes, Social Security, and Medicare decisions – then choose investments to fit the plan, not the other way around.

				
	

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			Tax-aware by design	

	As Steven teaches: “It’s not what you have – it’s where you have it.” Placement and sequence matter when the paychecks stop.

				
	

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			Education first	

	Many clients first meet Steven at an AFEA workshop – no sales pitch, just practical help you can use right away.