Retirement Planning in New Smyrna Beach, FL
Serving retirees and pre-retirees across New Smyrna Beach, including Edgewater, Port Orange, and Volusia County, Florida
Clarity
Confidence
and the coastline life
new smyrna beach retirement solutions
Next free classes
Brannon Center, New Smyrna Beach
Tue, Dec 1
Social Security Benefits
Thu, Dec 3
Taxes in Retirement
We’ll help make sure retirement looks the way you pictured it.
At New Smyrna Beach Retirement Solutions, we help you turn what you’ve saved into a steady, tax-efficient plan for the next chapter of life.
Most people enter retirement with more questions than answers.
We help you find clarity in the confusion.
Founded by Steven L. Rich, a trusted financial professional with over 15 years of experience, our firm specializes in helping retirees and soon-to-be retirees make confident financial decisions through personalized planning and education. Steven has guided 350+ local families through his AFEA workshops, simplifying complex topics like Social Security, Medicare, and taxes in retirement using real-life examples, not financial jargon.
Because retirement shouldn’t feel like guesswork. It should feel like peace of mind.
When should I file for Social Security?- What’s the right time to start Medicare?
- How do I turn my savings into income that lasts?
- Am I paying more in taxes than I should?
Education is the first step to confidence in retirement.
Most people I meet have done a great job saving, but they’ve never been shown how taxes, income, and timing all work together once the paychecks stop. That’s what I love helping people understand. Once you can see how it fits together, retirement feels a lot less stressful, and a lot more possible.
Read Steven’s article on Kiplinger “Should You Jump on the Roth Conversion Bandwagon? A Financial Adviser Weighs In.” >> Click here
Steven L. Rich
founder / New Smyrna Beach Retirement Solutions
Meet StevenHow We’re Different in New Smyrna Beach
Independent & local
You meet with Steven, start to finish. No hand-offs, no layers. There are plenty of national offices nearby; we’re built for face-to-face guidance right here in town.
Planning before products
We start with your income, taxes, Social Security, and Medicare decisions, then choose investments to fit the plan, not the other way around.
Tax-aware by design
As Steven teaches, placement and sequence matter when the paychecks stop.
Education first
Many clients first meet Steven at an AFEA workshop. No sales pitch, just practical help you can use right away.
free download
The Retirement Confidence Checklist
Eight concerns, ranked by you. Fill it in before your first visit and the conversation starts where it matters.
Get the checklistRank each concern: 1 = top concern, 2 = moderate, 3 = least
- Running out of money
- Keeping up with inflation
- Paying too much in taxes1
- Protecting savings from market downturns
- Maximizing Social Security benefits
- Knowing when and how to draw from accounts2
- Feeling confident when markets fluctuate
- A tax-efficient, written income strategy
Retirement guides, written for Volusia County
Plain answers to the questions people bring to Steven’s classes. Read before you decide.
Social Security
When to file, spousal and survivor benefits, the questions from every class
Roth conversions and taxes in retirement
The gap years, IRMAA, and keeping your effective rate where you want it
Retirement income
Turning what you saved into a written plan that pays you every month
Annuities
What you own, what it costs, and whether it fits the rest of the plan
Medicare
What to do at 65 if you are still working, and where enrollment gets referred
Moving to Florida
Homestead, residency, and the mistakes Northeast transplants make
